22. Lloyd’s became the insurer to the stars, as in rock stars
Lloyd’s has long been the insurer of choice for performers and promoters involved in the rock music industry, and has protected some of the most famous against losses caused by cancellations, damage, theft, or other loss of equipment, and vagaries of the performers themselves. Besides the aforementioned coverage of Keith Richards’ hands, other musicians have gone to Lloyd’s for protection of their professional assets. Bruce Springsteen insured his voice with Lloyd’s. They provided the Boss with a £3.5 million policy. Tom Jones, believing his chest hair to be a major part of his appeal, asked Lloyd’s to insure it. They did.
Personal effects have also been covered, as have loss of potential income due to concerts being canceled, regardless of the cause of cancellation. Among the stars who have used Lloyd’s to insure their potential losses over the years were Eric Clapton, The Rolling Stones, The Who, Eurythmics, Bob Dylan, Led Zeppelin, Elton John, the Police, Michael Jackson, Rod Stewart, and many others. Calamities protected against have included loss of hair, loss of voice, loss of equipment, loss of hearing, and loss of members of the touring company, among others.
